Animoca Brands co-founder Yat Siu said the company’s top priority for 2026 is scaling Animoca Minds into “the world’s largest artificial intelligence agent platform,” with infrastructure for agent wallets, digital identity, and stablecoin-based commerce, according to a Bloomingbit interview published April 30.
Agent Infrastructure Architecture
The platform is designed so anyone can create an agent with just an email address. Each agent comes with its own crypto wallet and can make payments and execute transactions on-chain. Siu told Bloomingbit that this structure can scale cost-efficiently even in an environment where agent counts exceed 100 billion, a scenario he described as plausible given that agents could become “more dominant users than humans.”
Animoca is also developing an identity and reputation framework for both humans and agents through Moca Network, its digital identity Web3 ecosystem. “We are designing a structure that verifies human identity to confirm who owns an agent, and then extends that to an agent’s credentials, reputation and trust,” Siu said in the interview. The system is still in early stages but positioned as foundational infrastructure for agents operating independently.
Stablecoins as Agent Payment Rails
Siu was explicit about the payment layer: “Stablecoins will become the key payment method for agent-based commerce.” Animoca has secured a Hong Kong stablecoin license through Anchorpoint, a joint venture with Standard Chartered Bank (Hong Kong) Ltd. and HKT. The company is also partnering in real-world assets (RWA) to broaden payment options for individual and institutional users, per Bloomingbit.
The argument for blockchain-native agent commerce is structural. As Korea Game Desk reported in a separate piece on Siu’s thesis, Animoca Minds agents already “hold wallets, execute on-chain transactions, and settle payments among themselves using blockchain rails, because credit cards and banks cannot handle the transaction volume” at agent scale.
The Competing Standards Question
Animoca’s approach arrives in the same week that the FIDO Alliance launched working groups with Google and Mastercard to develop cryptographic standards for agent-initiated transactions. The two efforts are philosophically distinct: FIDO/Google/Mastercard are building verification layers on top of existing payment rails, while Animoca is betting that blockchain infrastructure is the natural financial layer for machine actors because it operates natively on cryptography and smart contracts. Whether agent commerce consolidates around traditional payment standards or crypto rails remains an open question, but both camps are now building production infrastructure rather than publishing white papers.