Ant International unveiled its Agentic Mobile Protocol at the MoMents 2026 conference in Kuala Lumpur on April 30, describing it as the first agentic payment framework built specifically for mobile interfaces. The protocol enables AI agents to initiate payments across digital wallets, banking apps, super apps, and mobile portals, with support for smartphones, smartwatches, AR glasses, and in-vehicle systems, according to Asian Banking & Finance.
The AMP framework reduces the number of steps required to link a payment agent to a digital wallet by 50% compared to traditional card binding, per Asian Banking & Finance. Every agent-initiated transaction includes a money-back guarantee mechanism for account takeovers.
Scale Behind the Protocol
Ant International disclosed at the same conference that it now connects over 150 million merchants with more than 2 billion user accounts globally, according to a press release via Sina. Its payment services support 300+ payment methods across 220+ markets, including 50 digital wallets and bank apps and more than 10 national QR systems, processing an average of 20 million daily transactions.
The company is collaborating with Alipay+ wallet partners for AMP implementation. Recent wallet onboardings include iFAST Global Bank (UK), KBank and SCB (Thailand), barq (Saudi Arabia), and ShopeePay (Southeast Asia).
“New models of financial interoperability and AI commerce give us powerful tools to help global giants as well as mom-and-pop shops to increase resilience and expand revenue streams,” said CEO Peng Yang, according to the press release.
Fiat vs. Crypto Agent Payment Rails
AMP lands in a week where agent payment infrastructure is moving on multiple fronts. OKX published its Agent Payments Protocol for blockchain-native agent commerce across Ethereum and Solana. The FIDO Alliance announced cryptographic standards working groups for agent authentication with Google and Mastercard contributions. Clink launched a production fiat skill for agents to pay with user credit cards.
The difference in approach is structural. OKX’s protocol leverages blockchain programmability, zero-gas execution, and on-chain escrow. Ant International’s AMP leverages existing mobile payment infrastructure, wallet partnerships, and the Alipay+ network that already processes 20 million transactions daily. Both assume agents will need to transact autonomously. They disagree on which rails will carry that traffic.