SolvaPay Raises €2.4M to Build Payment Rails Where AI Agents Buy and Sell Digital Services Without Human Sign-Off

Stockholm-based fintech SolvaPay has closed a €2.4 million ($2.8 million) pre-seed funding round to build what it describes as the first payment infrastructure purpose-built for autonomous AI agent transactions. The round was led by Berlin-based fintech VC Redstone, with participation from MS&AD Ventures (the venture arm of Japan’s MS&AD Insurance Group), Antler, and Greens Ventures, according to Fintech Global and TechFundingNews.

The company, founded in 2025 by Ingemar Svensson, Viggo Stenseth, and Tommy Berglind, is building machine-native payment rails that integrate directly into agent workflows, APIs, and applications. The core problem: AI agents now independently purchase API services, consume computing resources, and pay for tools, but existing payment infrastructure requires human authorization at each step, which breaks down when an agent executes hundreds of micro-transactions per day.

“We’re building financial infrastructure from the ground up to support that behaviour, starting with a transaction layer that already enables agent-to-service payments and scaling towards fully regulated rails underneath,” Stenseth told TechFundingNews.

How It Works

SolvaPay’s platform offers a single integration point for SaaS companies, API providers, and developer tools to make their products discoverable and purchasable by AI agents across platforms including Claude and ChatGPT. The architecture is built around API-driven, LLM-ready surfaces that allow agents to pay other agents and services without conversational UX designed for humans, according to Stenseth’s comments to TechFundingNews.

The competitive landscape is already forming. TechFundingNews reported that Stripe launched agent-compatible payment tools in 2025, Coinbase and stablecoin startups like BVNK are promoting programmable stablecoin rails for agent settlements, and Visa and Mastercard have both announced agent payment programs. SolvaPay’s positioning is as a neutral layer that connects all of these systems, making any payment method available to any agent.

The Strategic Signal

MS&AD managing partner Jon Soberg framed the investment in risk terms: “As AI agents begin to transact autonomously, trust and reliability become just as important as speed and capability. SolvaPay sits directly in the flow of those transactions, which makes it a uniquely strategic position as new forms of digital risk emerge,” he told Fintech Global.

The round is small at €2.4 million, but the category it represents is significant. The compute layer (Parasail, Fluidstack), the security layer (Cloudflare Mesh, Broadcom Tanzu), and the governance layer (Databricks Agent Bricks, Microsoft Agent Governance Toolkit) of the agentic stack have all received funding and product launches in April 2026. SolvaPay is the first funded company explicitly building the financial transaction layer between those components.